Small Business Loans in Irving, TX, All Programs
Irving's economy is diverse, with significant contributions from technology, logistics, healthcare, and manufacturing sectors. Major employers include Baylor Scott & White, Microsoft Corp., and CHRISTUS Health, reflecting the city's robust job market.
Business funding in Irving, by the numbers
- Most firms applying for financing seek $100K or less, per the Fed's Small Business Credit Survey. (Federal Reserve)
- The U.S. is home to more than 33 million small businesses. (SBA Office of Advocacy)
Reviewed July 2026 · figures link to primary sources.
Which Irving program fits? A quick comparison
Every program below is arranged through one local broker. Here is how the most-asked-about options compare on amount, speed, and best use.
| Program | Typical amount | Funding speed | Best for |
|---|---|---|---|
| Working Capital Loans | $25K–$2M | ~24 hours | Fast capital to cover operations and growth. |
| Business Line of Credit | $10K–$1M | 1–5 days | Revolving capital you draw only when you need it. |
| SBA Loans | $50K–$5M | 2–8 weeks | Low-rate, long-term SBA 7(a), Express & 504 financing. |
| Equipment Financing | $10K–$5M | 1–3 days | Fund equipment, keep your cash. |
| Invoice Factoring | $10K–$3M | 2–5 days | Sell invoices for immediate cash. |
Money programs
SBA Loans
Low-rate, long-term SBA 7(a), Express & 504 financing.
›SBA 7(a) Loan
The flexible SBA workhorse for growth and acquisition.
›Business Line of Credit
Revolving capital you draw only when you need it.
›Working Capital Loans
Fast capital to cover operations and growth.
›Small Business Loans
Right-sized funding for local small businesses.
›Short-Term Business Loans
Quick-turn capital paid back over months.
›Merchant Cash Advance
Advance against future card sales.
›Unsecured Business Loans
Funding without collateral.
›Startup Business Loans
Capital for newer Irving ventures.
›Business Acquisition Loans
Financing to buy an existing business.
›Accounts Receivable Financing
Borrow against unpaid invoices.
›Invoice Factoring
Sell invoices for immediate cash.
›Revenue-Based Financing
Repay as a share of revenue.
›Same-Day Business Loans
Funding that can hit today.
›Business Lenders Near Me
A local Irving advisor, many lenders.
›Business Loan Broker
We shop 20+ lenders for you.
›Commercial Loan Broker
Brokerage for larger commercial deals.
›Equipment Financing
Fund equipment, keep your cash.
›Industry financing
Dental Practice Loans
Acquisition, build-out, and equipment financing for Irving dental practices.
›Medical Practice Loans
Capital for Irving clinics.
›Restaurant Loans
Working capital, equipment, and MCA for Irving restaurants.
›Trucking Business Loans
Truck financing and factoring for Dallas-Fort Worth-Arlington carriers.
›Commercial Construction Loans
Ground-up and build-out financing across the metro.
›Hotel Loans
SBA 504 and bridge financing for hospitality.
›Salon Business Loans
Build-out and working capital for salons and spas.
›Retail Business Loans
Inventory and cash-flow funding for Irving retailers.
›Auto Repair Shop Financing
Equipment and expansion capital for shops.
›Ecommerce Business Funding
Inventory and ad-spend capital for online sellers.
›Food Truck Financing
Truck purchase and working capital for mobile food.
›Gym & Fitness Business Loans
Equipment and build-out for fitness studios.
›Manufacturing Equipment Financing
Machine and line financing for Irving manufacturers.
›Agriculture Equipment Financing
Equipment credit for ag operations in the region.
›Landscaping Equipment Financing
Seasonal equipment and working capital for landscapers.
›Farm Credit Financing
Operating and equipment credit for farms.
›SBA Loans for Daycare
SBA financing for childcare centers.
›SBA Loans for Franchises
Financing to open or grow a franchise.
›SBA Express for Veterans
Expedited SBA financing for veteran-owned businesses.
›Women-Owned Business Funding
Programs and grants supporting women founders.
›Irving-area service areas
Euless
Euless is a growing business community known for its accessibility and diverse commercial opportunities.
Funding in Euless →Farmers Branch
Farmers Branch offers a vibrant business environment with a mix of industries and strong community support.
Funding in Farmers Branch →Coppell
Coppell is recognized for its business-friendly atmosphere and strategic location within the metro area.
Funding in Coppell →Cockrell Hill
Cockrell Hill provides a unique blend of residential and commercial spaces, fostering local entrepreneurship.
Funding in Cockrell Hill →Grapevine
Grapevine is a thriving business hub, attracting diverse companies and visitors alike with its rich history.
Funding in Grapevine →Bedford
Bedford is a dynamic business community that supports a variety of industries and promotes local growth.
Funding in Bedford →University Park
University Park is known for its affluent business environment and proximity to major corporate offices.
Funding in University Park →Highland Park
Highland Park features a robust commercial sector with a focus on upscale businesses and services.
Funding in Highland Park →