Commercial Loan Broker in Irving, TX
What commercial loan broker look like in Irving
ClearWater Lenders brokers commercial real estate financing for Irving property owners and investors, including purchase loans, refinances, and construction financing for office buildings in Las Colinas, retail centers along Heritage Crossing, and industrial warehouses in Beltline Business Park. We work with banks, credit unions, life companies, and private lenders to match your property type and investment strategy with the right capital source. Amounts typically run $50K–$10M, and funding usually lands in varies once your documents are in. Every file is reviewed by a local advisor who knows the Irving market, so you get a realistic answer instead of a generic quote.
Real Irving-area businesses, funded.
Who qualifies for commercial loan broker in Irving?
Commercial property financing in Irving typically requires a down payment or equity position of twenty to thirty percent, demonstrated debt service coverage from current or projected tenant income, and a clear exit strategy if the loan term is short.
Properties with vacancy, credit tenant issues, or sponsorship with past credit events can still secure financing through specialty lenders who focus on asset quality and location rather than sponsor FICO alone, and our initial consultation requires no hard credit inquiry.
Rates, terms & how commercial loan broker compare in Irving
Loan pricing is driven by property type, occupancy, loan-to-value ratio, borrower experience, and whether the loan is recourse or non-recourse. A stabilized multi-tenant office building in Las Colinas with investment-grade tenants will command very different terms than a value-add retail conversion in Downtown Heritage District, so we present your deal to lenders whose criteria and pricing match your specific asset and timeline.
| Program | Typical amount | Funding speed | Best for |
|---|---|---|---|
| Commercial Loan Broker | $50K–$10M | varies | Brokerage for larger commercial deals. |
| SBA Loans | $50K–$5M | 2–8 weeks | Low-rate, long-term SBA 7(a), Express & 504 financing. |
| SBA 7(a) Loan | $50K–$5M | 3–8 weeks | The flexible SBA workhorse for growth and acquisition. |
| Business Line of Credit | $10K–$1M | 1–5 days | Revolving capital you draw only when you need it. |
What you can use commercial loan broker for, and what you will need
Common Irving uses
Irving owners put commercial loan broker to work in a few reliable ways:
- Covering payroll through a slow stretch
- Buying inventory ahead of a busy season
- Purchasing or repairing equipment
- Opening or expanding a location
- Bridging cash flow between slow-paying invoices
- Funding hiring or a marketing push
What you will need to apply
- A government-issued photo ID
- Three to six months of business bank statements
- Basic revenue and time-in-business details
- A short summary of how you will use the funds
- Tax returns for larger or SBA requests
How funding works for commercial loan broker in Irving
Getting commercial loan broker in Irving is simpler than most owners expect. One conversation replaces a dozen separate applications.
Tell us about your business
A short call or form covers your revenue, time in business, and what the funds are for. No hard credit pull to start.
We match the program
We compare more than 20 lenders and structure the offers that genuinely fit how your business earns.
Compare real offers
See amounts, rates, and terms side by side, with the true cost of each option spelled out plainly.
Close and get funded
Choose the offer you want and we guide you through closing, then the funds land in your account.
Irving in practice
A local investor acquired a 1031 exchange industrial property in Beltline Business Park with a strong tenant roster including a logistics operator serving DFW distribution routes. We arranged acquisition financing with a regional bank at favorable amortization, allowing the buyer to preserve cash for future property improvements and lease renewals.
Commercial Loan Broker across the metro
Commercial Loan Broker · Euless
Euless is a growing business community known for its accessibility and diverse commercial opportunities.
See Euless →Commercial Loan Broker · Farmers Branch
Farmers Branch offers a vibrant business environment with a mix of industries and strong community support.
See Farmers Branch →Commercial Loan Broker · Coppell
Coppell is recognized for its business-friendly atmosphere and strategic location within the metro area.
See Coppell →Commercial Loan Broker · Cockrell Hill
Cockrell Hill provides a unique blend of residential and commercial spaces, fostering local entrepreneurship.
See Cockrell Hill →Business funding in Irving, by the numbers
- The U.S. is home to more than 33 million small businesses. (SBA Office of Advocacy)
- Most firms applying for financing seek $100K or less, per the Fed's Small Business Credit Survey. (Federal Reserve)
Reviewed July 2026 · figures link to primary sources.